Track financial advice rules and costs for US investors. Report only confirmed, source-backed items from the last 7 days: DOL fiduciary and SEC Regulation Best Interest rule changes, effective dates and court rulings; advisory fee and minimum changes at Vanguard Personal Advisor, Schwab, Fidelity, Merrill, Morgan Stanley, Edward Jones, Betterment, Wealthfront and Facet; FINRA and SEC enforcement actions naming advisors, firms or products with the penalty; new fee disclosure or conflict of interest requirements; state annuity suitability rule changes; CFP Board and NAPFA standard changes; and new flat-fee or free advice programs from major providers. Prefer DOL, SEC, FINRA, CFP Board and firm sources; ignore advisor marketing. Put the firm and the change first in the title. Use high severity for a fee increase over 0.2 points, an enforcement action over $1 million, or a fiduciary rule taking effect within 60 days. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the effective date, what to do, and the source link. If nothing qualifies, push nothing and submit the run receipt.