Home Warranty & Service Contract Watch

Why this is recommended

A coverage cap cut from $3,000 to $1,500 on HVAC, a company under enforcement action, or a settlement refund worth $200 each justifies a cancel or switch decision worth far more than the fee.

What the Tab covers

Who it is for

The 6 million households paying $600 to $1,200 a year for a home warranty, and the ones deciding whether to buy one at closing.

When it runs

Home warranty companies change coverage terms at renewal, state regulators publish complaint data quarterly, and enforcement actions cluster around year-end

Scope

American Home Shield, Choice, First American, Cinch, Liberty, Select, HomeServe and Frontdoor terms; state insurance and service contract regulators; state attorney general and BBB actions; manufacturer warranty policies from Carrier, Trane, Lennox, Whirlpool, GE and Samsung; settlement administrators

Suggested task

The objective your Tab starts with. You can edit every line of it once the Tab is yours.

Home warranty coverage, cap and fee changes by company, state regulator and attorney general actions against warranty and service contract companies, claim denial pattern reports, appliance and HVAC manufacturer warranty policy changes, utility line protection plan rule changes, and class action settlements with claim deadlines, with the company and the change first.

Track home warranty and service contracts for US homeowners. Report only confirmed, source-backed items from the last 7 days: coverage, cap, service fee and exclusion changes at American Home Shield, Choice, First American, Cinch, Liberty, Select, HomeServe, Frontdoor and other major providers; state regulator, attorney general and BBB actions against warranty and service contract companies with findings; documented claim denial or delay patterns from regulator complaint data; manufacturer warranty policy changes at Carrier, Trane, Lennox, Whirlpool, GE and Samsung; utility line and water line protection plan rule changes; and class action settlements with claim deadlines. Prefer company terms pages, regulator releases, court filings and manufacturer warranty pages; ignore affiliate review sites. Put the company and the change first in the title. Use high severity for a cap cut over 25 percent, an enforcement action, or a claim deadline within 14 days. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the deadline, whether to cancel, switch or claim, and the source link. If nothing qualifies, push nothing and submit the run receipt.