Auto Insurance Rate & Claim Rule Watch

Why this is recommended

A 15 percent approved increase at your insurer is public weeks before the renewal notice. Getting quotes in that window saves a typical household $300 to $800 a year, and the Tab does the watching for all fifty states at once.

What the Tab covers

Who it is for

Every driver with a policy renewing in the next six months, which is every driver.

When it runs

State insurance departments post approved filings during the week; one pass a week is enough before renewal season

Scope

State Farm, Progressive, GEICO, Allstate, USAA, Liberty Mutual, Farmers, Nationwide, Travelers, American Family, Erie and Auto-Owners; approved rate filings of 5 percent or more in all 50 states, named by state; withdrawals and new-business pauses; telematics and discount programs; total-loss, claims and repair rules; state minimum coverage and fee changes

Suggested task

The objective your Tab starts with. You can edit every line of it once the Tab is yours.

Approved auto insurance rate increases and decreases by insurer and state, telematics and discount program changes, total-loss and repair rule changes, and insurers pulling out of states, with the state and insurer first in every title.

Track private passenger auto insurance in the United States for State Farm, Progressive, GEICO, Allstate, USAA, Liberty Mutual, Farmers, Nationwide, Travelers, American Family, Erie and Auto-Owners. Report only confirmed, source-backed changes from the last 7 days: approved rate filings of 5 percent or more by state; withdrawals, non-renewal programs or new-business pauses in any state; telematics, bundling and safe-driver discount changes; total-loss valuation, claims and repair rule changes; and state minimum coverage or fee changes with effective dates. Prefer state insurance department filing systems, insurer notices, NAIC and established insurance reporting; ignore quote-comparison marketing and unverified agent posts. Put the state and insurer first in the title and state the average change. Use high severity for an approved increase of 15 percent or more or an insurer leaving a state. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for the change, who is affected, the effective date, what to do before renewal, and the source link. If nothing qualifies, push nothing and submit the run receipt.