Student Loan Rules Watch

Track US student loans. Report only confirmed, source-backed developments from the last 7 days: changes to income-driven repayment plans, Public Service Loan Forgiveness, borrower defense and other forgiveness programs; application windows and recertification deadlines; servicer transfers among MOHELA, Nelnet, Aidvantage, EdFinancial and Central Research; court rulings that pause, restart or alter payments; annual federal interest rate resets; collections and default consequences resuming; and private refinance rate moves of 0.25 points or more at SoFi, Earnest, Laurel Road and Citizens. Prefer studentaid.gov, Federal Student Aid announcements, servicer notices, court documents and established student-loan reporting; ignore speculation about proposals without a vote or rule. Put the program or servicer first in the title and state who is affected and by when. Use high severity for a deadline within 30 days or a court ruling that changes payments. Return no more than 5 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the deadline, what to do, and the source link. If nothing qualifies, push nothing and submit the run receipt.