RMD, Roth Conversion & Retirement Withdrawal Rule Watch

Track US retirement account withdrawal and conversion rules. Report only confirmed, source-backed items from the last 7 days: IRS and Treasury rules, notices and FAQs on required minimum distributions, inherited IRA distribution rules, Roth conversions and recharacterizations, 72(t) and hardship withdrawals, qualified charitable distributions, rollovers and the 60-day rule, and penalty relief; SECURE 2.0 provisions taking effect with dates; state income tax changes to the treatment of pensions, IRA withdrawals and Social Security, named by state; year-end processing cutoffs, form changes and outages at Fidelity, Vanguard, Schwab, TIAA and Empower; and Tax Court or IRS relief decisions that change what account holders can do. Prefer IRS.gov, the Federal Register, state revenue departments, custodian pages and established retirement reporting; ignore advisor marketing and speculation about unpassed bills, and never give individual tax advice. Put the rule or state first in the title with the date and the effect on a $500,000 account where it can be stated. Use high severity for a deadline within 30 days, a penalty change, or a state exemption change. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the dollar effect, the deadline, and the source link. If nothing qualifies, push nothing and submit the run receipt.