Identity Theft & Credit Freeze Watch

Track identity theft risk for US consumers. Report only confirmed, source-backed items from the last 24 hours: breaches exposing Social Security numbers, driver's license numbers or bank credentials with the number of people affected, the notification timeline and any free monitoring offered; credit bureau freeze, lock or dispute outages and policy changes at Equifax, Experian and TransUnion; freeze rule changes at ChexSystems, NCTUE and LexisNexis; IRS Identity Protection PIN enrollment and refund fraud alerts; FTC and CFPB identity theft rule changes; new synthetic identity, account takeover or SIM swap patterns with a named source; and free credit monitoring enrollment deadlines from breach settlements. Prefer state attorney general portals, SEC and HHS filings, bureau status pages, IRS and FTC sources; ignore unconfirmed breach claims. Put the company and the number affected first in the title. Use high severity for a breach over 1 million people, a bureau freeze outage, or a monitoring deadline within 14 days. Return no more than 8 findings. Push each as a finding with a title, a two-sentence summary, sections for who is affected, what was exposed, what to do now, the deadline, and the source link. If nothing qualifies, push nothing and submit the run receipt.