Fintech Shutdown & Fund Access Watch

Track fund access risk at US fintech and payment apps. Report only confirmed, source-backed items from the last 24 hours: app shutdowns, wind-downs or acquisitions with fund withdrawal and data export deadlines; bank partner terminations or account freezes at banking-as-a-service providers; FDIC, OCC, Federal Reserve or state regulator enforcement actions on fintech-bank partnerships; bankruptcy filings involving customer funds; neobank fee, interest or feature changes with effective dates; app store delistings; and documented patterns of delayed transfers or locked accounts at a named app supported by company statements or regulator filings. Prefer company announcements, regulator releases, court filings and established financial reporting; ignore isolated social media complaints. Put the app and the deadline first in the title. Use high severity for a withdrawal deadline within 30 days, a freeze affecting more than 10,000 customers, or a regulator finding that funds are not FDIC-insured. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what happened, who is affected, what to do with funds and data, the deadline, and the source link. If nothing qualifies, push nothing and submit the run receipt.