est. $100–$400
As stated when published. The offer's own page has the final word.
Equifax agreed to a $30 million settlement over claims it failed to properly investigate consumer disputes of hard inquiries on credit files, or to remove disputed inquiries. This is not the 2022 Equifax settlement — eligibility turns on Equifax's records showing you actually disputed a hard inquiry. A sworn certification of a negative consequence (economic loss, lost privacy, or a credit denial) is required, but no receipts.
DEADLINE: November 29, 2026 (online or postmarked)
PAYOUT: Estimated $100 for the general dispute group, $300 for the certified group, or $400 for the New York subclass — estimates, not guarantees
WHO QUALIFIES: U.S. consumers whose Equifax records show a hard-inquiry dispute between October 4, 2016 and March 27, 2026 (general group: August 31, 2021–March 27, 2026)
FILE A CLAIM: https://www.equifaxdisputeclassaction.com (Claim Number and PIN from the notice open the form)