Hardy v. State Farm settled claims State Farm underpaid Washington drivers for diminished value (lost resale value after a crash) under underinsured motorist property damage coverage. $8.82M fund; average payment estimated ~$625, scaled to each claimant's repair cost. Filing needs only the Class Member ID from the mailed notice and three sworn yes/no questions — no receipts.
Deadline: December 14, 2026 | Payout: ~$625 average (scaled to repair cost) | Who qualifies: WA State Farm auto insureds paid under UMPD for accidents Jan 13, 2019–Feb 27, 2026, repair estimate $1,000+, vehicle 6 yrs or newer and under 90k miles, with structural/body damage | File: washingtonumpdsettlement.com
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