- 50,000 bonus points after $4,000 spend in the first 90 days
- For new accounts opened through Jan 3, 2027, per Navy Federal's page
- Navy Federal says the offer may change or end without notice
- $95 annual fee
- 4X points on travel, 3X on dining, 1X on everything else
- No foreign transaction fees; rewards don't expire while the account is open
- $100 statement credit each year after $100+ in eligible airline purchases
- Up to $120 in credits for Global Entry or TSA PreCheck
- Complimentary 3 GB GigSky global data plan
- Doctor of Credit reports existing Flagship Rewards cardholders were told on Nov 2 that a $95 annual fee is being added; it says the prior version had a $49 fee and an Amazon Prime credit. Navy Federal's page says Flagship Rewards holders can switch to Premier without applying.
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