The accessible pick: Freedom Flex $250 + 0% APR for 15 months
Not every good bonus needs a $795 fee. The Chase Freedom Flex's limited-time $250 bonus after $500 in spend pairs with 15 months of 0% APR.
In this brief: 2 sections 1 min read
Earn a $250 bonus after $500 in purchases in the first 3 months — the lowest spend threshold of any major current offer — plus 0% intro APR on purchases and balance transfers for 15 months (then 18.49%–27.99% variable). 5% back on quarterly rotating categories up to $1,500. No annual fee.
These figures are cross-checked across this week's roundups (Upgraded Points, TPG, AwardWallet, Fool) and framed against issuer terms — but banks change offers without notice, so the issuer's application page is the final word before you apply. This tab tracks changes; it doesn't give financial advice.