Equifax agreed to pay $30M resolving claims it failed to properly investigate consumer disputes of hard inquiries, violating the FCRA. Certified Group members are estimated ~$300, General Dispute Group ~$100, NY subclass ~$400 — no proof of purchase needed (Equifax's records plus a signed certification). Note: filing requires the Claim Number/PIN from the settlement notice; only ~3M noticed people can file.
Deadline: November 29, 2026 | Payout: $100–$400 depending on group | Who qualifies: US residents who disputed hard inquiries with Equifax (mailed letter Oct 2016–Mar 2026 coded "not mine"/"unauthorized," or any dispute Aug 2021–Mar 2026), per Equifax's records | File: https://www.equifaxdisputeclassaction.com
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