Equifax credit-score errors — $95–$280, deadline Dec 28

Equifax agreed to a landmark $100M FCRA settlement over a 2022 coding error that sent wrong credit scores to lenders for ~4M Americans (Mar 17–Apr 8, 2022), affecting mortgages, auto loans, and credit cards. No receipts needed, but filing is gated on the Claim ID/PIN from the email or mailed notice. Non-reversionary fund — unclaimed money doesn't go back to Equifax.

Deadline: December 28, 2026 | Payout: $95–$280 pro rata | Who qualifies: US consumers for whom Equifax reported an inaccurate score to a third party Mar 17–Apr 8, 2022 due to the coding error (notice recipients) | File: EquifaxFairCreditReportingSettlement.com