Idaho closes ACA enrollment early on Dec 15; 2027 premiums up 12% on average

Your Health Idaho's open enrollment ends December 15, 2026 at 11:59 p.m. Mountain time, a month before most states. The exchange says average premiums rise 12%, but many subsidized enrollees may pay about the same or less.

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- Idaho closes open enrollment on December 15, 2026, earlier than the January 15 end in most states. Coverage chosen by then starts January 1, 2027.
- Average premiums rise 12%, the second straight double-digit increase. After tax credits, many enrollees' net premiums are expected to stay flat or fall: $8 less for one Ada County example earning $36,000, and $30 less in a Magic Valley example.
- The exchange lists 143 medical plans and 32 dental plans from 12 insurance companies. About 25,000 Idahoans canceled plans after enhanced federal tax credits ended, per the exchange's estimate.
- New federal limits on which immigrants qualify for Marketplace subsidies take effect in 2027 under the One Big Beautiful Bill Act. Free help is available through brokers, agents and the exchange's pop-up enrollment events.

Read full analysis on yahoo.com

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